Craft Insurance

Simple and straight forward insurance

Becoming a member of CANI gives you access to canoe, kayak and paddleboard insurance, provided by Towergate Insurance and designed with a paddler’s needs in mind. 

We’ve recently worked with Towergate to review the insurance cover available to our members. We’ve created a straight forward product option that is a simple to add to your membership.

One product, one price, (£60).

What’s included

  • Cover for up to two craft (canoes, paddleboards and kayaks) up to £2,000 each
  • Up to £250 cover for any one paddle
  • Theft cover where the canoe is suitably secured
  • Accidental damage excluding denting or bruising whilst in transit.

To join CANI please create a new user account here and then purchase membership.

Purchasing Craft Insurance

The insurance can only be taken out as a benefit of your membership, craft insurance costs £60. So, simply add it when joining or renewing on our online membership system.

The policy can be downloaded from your membership area. You can see the policy at the bottom of this page.

If you need cover now and don’t want to wait until your membership renewal, you can get craft insurance directly with Towergate by calling them on 0344 892 1318 for a quote. 

How to make a claim

If you have purchased craft insurance as part of your membership and you would like to make a claim, you should contact Towergate Insurance for a claim form and instructions. 

This should be done as soon as reasonably practicably after the occurrence. 

Telephone:   0330 018 2292


In writing: Specialist Personal Lines, Direct Group, PO Box 800, Elland, HX1 9ET

Telling Towergate about a claim 

  • If you have an accident or loss you might want to claim for under the policy, you must advise them as soon as possible with as much information as possible. 
  • You must tell the police about any theft, attempted theft, vandalism, malicious damage or loss of your craft. 

Cancellation Rights

Statutory cancellation rights

You may cancel your policy within 14 days of purchase by contacting the CANI office. You will be given a full refund of any premium paid provided that;

  • You have not made and are not intending to make a claim
  • No incident likely to give rise to a claim has occurred

Towergate is a trading name of Towergate Underwriting Group Limited. Registered in England Company No. 4043759, Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD Authorised and regulated by the Financial Conduct Authority. This can be checked on the FCA’s register by checking the FCA website at  or by contacting them on 0800 111 6768